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File not found
Path not found
Too many open files
File access denied
Invalid file handle
Invalid file access code
Invalid drive number
Cannot remove current directory
Cannot rename across drives
Disk read error
Disk write error
File not assigned
File not open
File not open for input
File not open for output
Invalid numeric format
Disk is write-protected
Unknown unit
Drive not ready
Unknown command
CRC error in data"Bad drive request structure length
Disk seek error
Unknown media type
Sector not found
Printer out of paper
Device write fault
Device read fault
Hardware failure
Division by zero
Range check error
Stack overflow
Insufficient memory
Invalid pointer operation
Floating point overflow
Floating point underflow Invalid floating point operation
Turbo runtime error U
 not found
 ID string not foundU
 INITIAL SETUP 
ErrorMemMakeWindow
ErrorMemDisplayWindow
Your Name? :
,Do You See Different Colors On The Screen? :
Y:IF THIS SENTENCE CHANGES COLOR, YOU HAVE A COLOR MONITOR!!#<F1> For Help : <F9> When Complete 
Your name is $You have a monitor that SHOWS Colors,You have a monitor that DOES NOT show Colors
 Is This Correct?: Y/N  U
 Net Worth Items 
ErrorMemMakeWindow
ErrorMemDisplayWindowU
 Budget Items 
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ErrorMemDisplayWindowU
 SolveIt! 
ErrorMem
Install Default Directory
Enter Default Path : 
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Is this Correct? .Do You Still Want to Set a Default Directory? U
 SolveIt! 
ErrorMem
Page Length Setting
Enter Lines Per Page :  
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	 Install 
Color picker Choose and Set the Screen Colors
Frame%Change Color of Menu and Window Frame
Title&Change Color of Menu and Window Titles
Unselected/Text3Program's Text & Unselected Menu Item (NORMAL TEXT)
Selected<Change Color of Selected Menu Item and Program's Edit Fields
Pick:Change Color of Character Highlighted to Pick Item in Menu
Help/Change Color of Help Lines at Bottom of Windows
Default subdirectory/ Default Location of Overlay, Help & Data Files
Budget items
Change and Set Budget Items
Income
Expenses
Net worth items
Change and Set Net Worth Items
Assets
Liabilities
Page Length Set Page Length for Printed Page
Save changes and quit"Save All Changes for the Next Time
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Coupon Rate? (%):
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Settlement Date?:
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Maturity Date?:
Call Date?:
Call Price? ($):
Compounding?:
XXXXXXXXXX
Days Per Year?:
Par Value ($):
Current Yield (%):	#,###.###
Yield-to-Maturity (%):
Yield-to-Call (%):U
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Coupon Rate? (%):
Settlement Date?:
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Maturity Date?:
Compounding?:
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     #,###.##
Inflation Rate? (%):
Par Value ($):
##,###,###.##
Present Value ($):
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Accrued Interest ($):
FV w/Compounding ($):
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 BOND VALUES 
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Remaining Balance:
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Total Payment:
Total Principal: 
Total of Extra Payments:
Interest BEFORE Extra Payments:
Interest AFTER Extra Payments:
Interest Saved:
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ErrorMemMakeWindow
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Table for Year? : U
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ErrorMemDisplayWindow
First Year to Print?:
Last Year to Print?:
Report For? (Name):
What Property?:
Address?: 
City, State, etc.?:
Print Annual Totals Only?:
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-Printing Title Page...Press <Esc> to Quit....>                 =============================================2                             AMORTIZATION SCHEDULE%                 For:                %                 Property :          %                 Address :           %                 City, State, Zip :  
##,###,###.##1                 Original Loan Amount :          
##.##9                 Initial Interest Rate :                 
###;                 Term of Loan :                            1                 Payments in                     1                 Payment Period :                1                 Compounding Period :            1                 Display Year:                   1                 Amortization Method:            1                 Days Per Year:                  %                  Prepared By :      U
;     Insert Paper...Press Any Key When Ready...            
  L                                                                       Page 
##N                                                                     RemainingN  Per/Yr     Date         Payment      Principal       Interest        BalanceN  ____________________________________________________________________________U
    Printing 
...Press <Esc> to Quit....    
##.####%
  Rate:     
  Accrued:  
##,###,###.##
  Extra Payment:    
MM/dd/yy
 N  ____________________________________________________________________________N  THANK YOU FOR TRYING THIS PROGRAM. IF YOU FIND IT USEFUL, PLEASE REGISTER IT
  Year: 
  YTD TOTALS:  
     
  RUNNING TOTALS:U
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#,###,###.##
##,###,###.##
Press any key to continue...
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 ERROR! 
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 Press any key...
##,###,###.##
Max amount = $
  Max periods = 
   Max rate = 
%1Extra payments not available when only one period3Adjustable rates not available when only one period
##$Data out of range. Maximum years is 
.  Periods / Payments Per Year.4Adjustable rates NOT available using the Rules-of-782Extra payments NOT available using the Rules-of-78U
> <F10> Select First Fiscal Month : <Tab> : <ShiftTab> : <Esc> 6 Enter Nominal Annual Interest : <F9> Calc : <F1> Help; <F10> Enter Additional Rates : <Tab> : <ShiftTab> : <Esc> U
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adjust PeriodicallyP
 Nominal interest rate will change with each payment period.                  
Paid Interest RateP
             Interest rate that is actually paid.                             
Accrued Interest RateP
             Interest rate that is accrued.                                   
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 RATES 
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Extra Amount? ($):
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Annual Increase? (%):
##.##
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No Extra PaymentP
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Extra annuallyP
 Extra payments made on the anniversary date of 1st payment. : <Esc> no change
extra PeriodicallyP
 Extra payments may be made for any or all periods. : <Esc> for no change.    
 Enter Extra Deposits/Payments 
ErrorMemU
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February
March
April
auGust	September
October
November
DecemberU
ErrorMemMakeWindow
ErrorMemDisplayWindowD WARNING: Over Max Years, Number of Payments Reset. Press Any Key...U
ErrorMemMakeWindow
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I   #/YR MM/DD/YR      PAYMENT     PRINCIPAL      INTEREST         BALANCEU
Amount of Loan?:
##,###,###.##
Total Payments? (#):
#############
1st Payment Date?:
MM/dd/yyyy
Payment Method?:
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Payment Period?:
Compounding Period?:
Display Year?:
Amortizing Method?:
Days Per Year?:
Annual Rate? (%): 
########.####U
 Amortization Table 
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Report For? (Name):
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Address?: 
City, State, etc ?:
Pause Between Pages?:$<Esc> Exit : <F1> Help : <F9> Do It!U
-Printing Title Page...Press <Esc> to Quit....>                 =============================================3                             RENTAL INCOME ANALYSIS%                 For:                %                 Property :          %                 Address :           %                 City, State, Zip :  %                  Prepared By :      U
.Printing Detail Page...Press <Esc> to Quit....3                             RENTAL INCOME ANALYSIS8                         DETAILS FOR CASH FLOW STATEMENT!             Property Information,                Purchase Price ($):         
##,###,###.##,                Date of Purchase:           
mm/dd/yyyy,                Business Use (%):           
#############,                Useful Life (Yrs):          
##.##,                Selling Price ($):          ,                Date of Sale:               ,                Annual Appreciation (%):    
        ##.##,                Selling Costs (%):          #             First Mortgage Details,                Mortgage ($):               ,                Interest Rate (%):          ,                Term (Months):              
###,                Type:                       ,                Points (%):                 $             Second Mortgage Details
##########.##$             Operational Information,                Your Tax Bracket (%):       ,                Allowable Losses ($):       ,                Monthly Expenses ($):       
#,###,###.##,                Monthly Rents ($):          ,                Annual Expense Increase (%):,                Annual Rent Increase (%):   ,                Initial Fix Up ($):         ,                Occupied (%):               
###.##,                Property Taxes ($):         
###,###.##,                Depreciation Basis ($):     4                Annual Property Tax Increase (%):   ,                Tax Effect:                 U
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Purchase Price? ($):
##,###,###.##
Date of Purchase?:
   mm/dd/yyyy
Business Use? (%):
#############
Useful Life? (Yrs):
   #######.##
Selling Price? ($):
Date of Sale?:
Annual Appreciation? (%):
        ##.##
Selling Costs? (%):
1st Mortgage? ($):
2nd Mortgage? ($):
Interest Rate? (%):
##.##
1st Term? (Months):
2nd Term? (Months):
Type?:
XXXXXXXX
XXXXXXXXXXXXX
Points? (%):
##########.##
Your Tax Bracket? (%):
Allowable Losses? ($):
Monthly Expenses? ($):
#,###,###.##
Monthly Rents? ($):
Annual Expense Increase? (%):
Annual Rent Increase? (%):
Initial Fix Up? ($):
Occupied? (%):
###.##
Property Taxes? ($):
###,###.##
Depreciation Basis? ($):
Annual Prop. Tax Inc. (%):
Tax Effect?:
XXXXXXXXXXXXXXXU
 Rental Analysis 
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Insert Paper...Press Any Key...1Printing Cash Flow Page...Press <Esc> to Quit....3                             RENTAL INCOME ANALYSIS2                               CASH FLOW STATEMENTN           # of     Actual       Actual     Net Tax    After Tax    CumulativeN    Year   Mos.    Cash In     Cash Out      Effect    Cash Flow     Cash FlowN    __________________________________________________________________________
##,###,###.
###,###,###.L        # of     Actual      Actual     Net Tax    After Tax     Cumulative L Year   Mos.    Cash In    Cash Out      Effect    Cash Flow      Cash Flow ,N(ext) : <F1> Help : <F2> Files : <Esc> QuitU
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mm/dd/yy
Pause Between Pages?:
Print Title Page?:
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MM/dd/yyC                 ==================================================4                                 NET WORTH STATEMENT"                      For:        3                      As of:                       *                 Prepared By :            N  ____________________________________________________________________________N  THANK YOU FOR TRYING THIS PROGRAM. IF YOU FIND IT USEFUL, PLEASE REGISTER ITU
 NET WORTH 
ErrorMemMakeWindow
ErrorMemDisplayWindow;     Insert Paper...Press Any Key When Ready...            ;  Printing Net Worth Statement...Press <Esc> to Quit...    +                                  NET WORTH+                                  _________
     ASSETS:
     ______
       
                    
#,###,###.##
###,###,###.##@           TOTAL LIQUID ASSETS:                                 @           TOTAL INVESTMENT ASSETS:                             @           TOTAL RETIREMENT ASSETS:                             @           TOTAL PERSONAL ASSETS:                               N                                                                ______________@           TOTAL ASSETS:                                        N       =======================================================================
     LIABILITIES:
     ___________1       Other Short Term Obligations:             @           TOTAL SHORT TERM LIABILITIES:                        1       Other Long Term Obligations:              @           TOTAL LONG TERM LIABILITIES:                         @           TOTAL LIABILITIES:                                   @           NET WORTH:                                           U
#,###,###.##
TOTAL ASSETS:       
###,###,###.##U
ASSETS U
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TOTAL ASSETS:       
###,###,###.##
TOTAL LIABILITIES:  
NET WORTH:          U
LIABILITIES 
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 NET WORTH 
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Selling Price?:U
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##,###,###,###.##
Total Cost ($):
Gross Profit ($):
Gross Profit Margin (%):
#,###.##
Quantity (#):	#,###,###
Return on Investment (%):U
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  Quantity?:
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###,###.##
Selling Price?:U
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Weighted Avg. Cost:
Weighted Avg. Sale:
Lowest Cost ($):
Lowest Sale ($):
Highest Cost ($):
Highest Sale ($):U
OCRSP
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 Weighted Averages & Analysis 
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Memory Allocation Error2--EXIT5                         WEIGHTED AVERAGES & ANALYSIS
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Total Fixed Costs? ($):
##,###,###.##
Total Variable Costs? ($):
Total Cost of Unit? ($):
Unit Selling Price? ($):
Units to Break-Even (#):
Sales @ Break-Even ($):
Fixed Costs as % of Sales:
##.##
Variable Costs as % of Sales:
Material Costs as % of Sales:U
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Annual Units Used? (#):
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###,###,###.U
ECONOMIC ORDERING QUANTITY
Buyer's Annual Income? ($): 
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Cash Available? ($): 
Annual Interest Rate? (%): 
##.##
Number of Periods? (#): 
Est. Tax & Insurance? ($): 
Est. Maintenance? ($): 
% of Income for Payments?: 
Amount Financed ($):
Affordable House ($): )Cash Available is      % of House Price. 
###.#U
AFFORDABLE HOUSE PRICE
Purchase Price? ($): 
##,###,###.##
Cash Available? ($): 
First Mortgage? ($): 
First Interest Rate? (%): 
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First Term? (Months) (#): 
Second Interest Rate? (%): 
First Payment ($):
Second Payment ($):
Both Payments Total ($): 
Second Mortgage ($): U
SECOND MORTGAGE
                               
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First Month to Print?:
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Starting Cash Balance:
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Print Title Page?:
Print Summaries?:$<Esc> Exit : <F1> Help : <F9> Do It!U
MM/dd/yyC                 ==================================================-                                       BUDGET"                      For:        
##,###,###.##.                      Initial Cash Balance:   3                      As of:                       *                 Prepared By :            N  ____________________________________________________________________________N  THANK YOU FOR TRYING THIS PROGRAM. IF YOU FIND IT USEFUL, PLEASE REGISTER ITU
 Initial Budget Information 
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 PRINTING BUDGETS 
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ErrorMemDisplayWindow;     Insert Paper...Press Any Key When Ready...            (Printing Budget...Press <Esc> to stop...4                            BUDGET FOR THE MONTH OF 8                            ____________________________7                            ___________________________K     INCOME/RECEIPTS              BUDGETED    % INC         ACTUAL    % BUDK     _______________              ________    _____         ______    _____
       
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 BUDGET 
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B U D G E T   S U M M A R Y
INCOME AND EXPENSE ANALYSIS	Actual vsIINCOME (excluding loan advances)   Projected          Actual    Projected
        
###,###,###.##
TOTAL INCOME:                 IEXPENSES (excluding savings)       Projected          Actual    Projected
TOTAL EXPENSES:               
%6<N> Next : <F3> Print : <F4> LF : <F5> FF : <Esc> Quit
PROJECTED CASH FLOW ANALYSISK                   Cash           Cash           Monthly                   K   Month         Inflows        Outflows       Difference          Balance 
Initial Balance:   
ACTUAL CASH FLOW ANALYSIS
SAVINGS AND LOAN SUMMARY
Actual Regular Savings:    
Actual Loan Advances:      
Projected Regular Savings: 
Projected Loan Advances:   U
 PRINTING BUDGETS 
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ErrorMemDisplayWindow;     Insert Paper...Press Any Key When Ready...            (Printing Budget...Press <Esc> to stop...6                           B U D G E T   S U M M A R Y6                           INCOME AND EXPENSE ANALYSISN                                                                     Actual vsN     INCOME (excluding loan advances)   Projected          Actual    Projected
     
        
###,###,###.##
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%#     TOTAL INCOME:                 N     EXPENSES (excluding savings)       Projected          Actual    Projected#     TOTAL EXPENSES:               
 DEC6                          PROJECTED CASH FLOW ANALYSISM                     Cash           Cash           Monthly                   M     Month         Inflows        Outflows       Difference          Balance >                                           Initial Balance:   
      
   4                           ACTUAL CASH FLOW ANALYSIS4                            SAVINGS AND LOAN SUMMARY1                  Actual Regular Savings:        1                  Actual Loan Advances:          1                  Projected Regular Savings:     1                  Projected Loan Advances:       U
#,###,###.##
MONTHLY EXPENSES: 
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TOTAL MONTHLY INCOME: U
 PROJECTED EXPENSES 
                        
ACTUAL EXPENSES 
TOTAL EXPENSES:   
PROJECTED TOTAL EXPENSES
  ACTUAL TOTAL EXPENSES K                                                                           
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 PROJECTED INCOME 
                            
ACTUAL INCOME 
PROJECTED TOTAL INCOME
  ACTUAL TOTAL INCOME 
TOTAL ANNUAL INCOME:  L                                                                            
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 BUDGET 
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Property or Class?: U
9                       MACRS DEPRECIATION (1986 Tax Code)
##,###,###.##.                     Book Value ($):          .                     Depreciation Method:     .                     IRS Convention:          
MM/dd/yy3                     Placed Into Service:          
##9                     Recovery Period (Yrs):              .                     179 Deduction ($):       8                     Acceleration Percentage:           
###8                     Business Use (%):                  H        Year      Depreciation           Accumulated Depr.         ValueH        ____      ____________           ________________          _____U
Book Value? ($):
##,###,###
Depreciation Method?:
XXXXXXXXXXXXXX
IRS Convention?:
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Placed Into Service?:
    mm/dd/yyyy
Recovery Period? (Yrs):
 ##.#
179 Deduction? ($):
##,###,###.##
Acceleration Percentage?:
Business Use? (%):
#############U
$ MACRS DEPRECIATION (1986 Tax Code) 
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Year    Depr.   Value<Year    Depr.   Value                  Year    Depr.   ValueGYear    Depr.   Value    Year    Depr.   Value    Year    Depr.   Value
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:                     ACRS DEPRECIATION (pre 1986 Tax Code)
##,###,###.##.                     Book Value ($):          .                     Depreciation Method:     
MM/dd/yy3                     Placed Into Service:          
##9                     Recovery Period (Yrs):              .                     179 Deduction ($):       
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Book Value? ($):	#,###,###
Depreciation Method?:
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! ACRS DEPRECIATION (1981 - 1986) 
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8                        SUM-OF-YEARS-DIGITS DEPRECIATION4                          STRAIGHT LINE DEPRECIATION6                        DECLINING BALANCE DEPRECIATION
##,###,###.##.                     Book Value ($):          .                     Salvage Value ($):       
MM/dd/yy3                     Placed Into Service:          
##9                     Recovery Period (Yrs):              H        Year      Depreciation           Accumulated Depr.         ValueH        ____      ____________           ________________          _____U
Book Value? ($):
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 ##.#
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" SUM-OF-YEARS-DIGITS DEPRECIATION 
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Book Value? ($):
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 STRAIGHT LINE DEPRECIATION 
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Total Payments? (#):   
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Periodic Payment? ($): 
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##,###,###.##
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Start Date?:
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Last Date?:
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Amount? ($):
##,###,###.##
Annual Rate? (%):
##.####
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###,###,###.##
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INTEREST DUE CALCULATOR
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##,###,###.##
Number of Periods? (#):
Annual Interest Rate? (%):
##.####
Balance After Payment? (#):
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Payment Period?:       
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Remaining Balance ($):
Payment ($):U
REMAINING BALANCE
Amount Borrowed? ($):
##,###,###.##
Annual Interest Rate? (%)
##.####
Balloon Payment? ($):
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Payment Period?:
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Compounding Period?:
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Payment Amount ($):U
BALLOON PAYMENT
Amount Borrowed? ($):
##,###,###.##
Number of Periods? (#):
Annual Interest Rate? (%)
##.####
Increase AFTER Period? (#):
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Payment Period?:
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Compounding Period?:
Extra $$'s Paid? ($):
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Total Interest Paid ($): 
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ACCELERATED PAYMENT
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adjust PeriodicallyP
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 RATES 
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 <F9> Copy : <Esc> Cancel U
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Date Prepared:
mm/dd/yy
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MM/dd/yy"     FUTURE VALUE SCHEDULE        "    ANNUITY PAYOUT SCHEDULE       "PRESENT VALUE OF A SERIES SCHEDULEC                 ==================================================
                         "                      For:        
##,###,###.##.                      Initial Balance:        3                      As of:                       *                 Prepared By :            U
 FUTURE VALUE SCHEDULE 
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  L                                                                       Page 
##K  Per/Yr    Deposit     Interest    Principal             Gain          F VN  ____________________________________________________________________________
##,###,###.
##,###,###.##
#,###,###,###.##
###,###,###.##N  THANK YOU FOR TRYING THIS PROGRAM. IF YOU FIND IT USEFUL, PLEASE REGISTER ITU
 FUTURE VALUE SCHEDULE 
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Ending Date:
Ending Day:
 FUTURE VALUE 
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##,###,###.##
#############
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########.####
Present Value ($):
Total Years (#):U
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 PRESENT VALUE SCHEDULE 
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  L                                                                       Page 
##N  Period   APR    Deposit   Interest      Principal           F V          P VN  ____________________________________________________________________________
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###,###,###.N  THANK YOU FOR TRYING THIS PROGRAM. IF YOU FIND IT USEFUL, PLEASE REGISTER ITU
 PRESENT VALUE SCHEDULE 
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ErrorMemDisplayWindowJ Period    Deposit        A P R    Principal              F V          P V
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########.####
Present Value ($):
Total Years (#):U
-PRESENT VALUE FOR A SERIES OF FUTURE PAYMENTS/What a Series of Future Payments is Worth Today
##,###,###U
Initial Amount? ($):
##,###,###.##
Discount Rate? (%):
##########.##
First Year?:
#############
Net Present Value ($):U
 NET PRESENT VALUE 
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  L                                                                       Page 
##>                           Interest     Remaining        TotalN  Per/Yr     Withdrawal     Earned       Balance       Interest     Total PaidN  ____________________________________________________________________________U
 ANNUITY SCHEDULE 
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    1/
##,###,###.##
#,###,###.##
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BALANCE IS STILL GROWING!!!U
 ANNUITY SCHEDULE 
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ErrorMemDisplayWindowM                         Interest     Remaining          Total               M Per/Yr   Withdrawal       Earned       Balance       Interest     Total Paid
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Withdrawal Amount? ($):
###,###.##
MM/dd/yyyy
Annuity Paid?:
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##.##
########.####
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Total Payments (#):
#############
Total Years (#):
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Ending Day:    
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Required Payment ($):
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Total Invested ($):
Total Years (#):
Years to Double (#):U
PAYMENT REQUIRED for FUTURE SUM
Amount Invested? ($):
##,###,###.##
Amount Returned? ($):
#############
XXXXXXXXXXXXX
Annual Rate (%):
##########.##
Total Years (#):U
INTEREST RATE EARNED
Annual Rate? (%): 
########.####
Actual Periods?:
XXXXXXXXXXXXX
Desired Periods?:
Equivalent Rate (%): U
EQUIVALENT INTEREST RATES+Equivalent Rate for Two Compounding Periods
##.##U
##,###,###
First Year?:
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##,###,###.##
Average Rate (%):
##.##U
 PURCHASING POWER 
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The Financial Calculator
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"            SolveIt! (tm) Version 
 Released on 
.J   (C) Copyright 1985-91, 1992 by Pine Grove Software, All Rights ReservedL 
 PINE GROVE SOFTWARE   800-242-9192  :  609-730-1430  : FAX 609-730-1530 
H   User Supported: Please help distribute SolveIt! by sharing unmodifiedH   copies of this diskette with others. SolveIt! is copyrighted softwareJ   and it cannot be used beyond a 90 day trial period without purchasing aI   registered copy from Pine Grove Software or an authorized distributor.L 
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  !  Over a 100 page printed manual describing financial concepts.       
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J   Order by mail (checks payable to PINE GROVE SOFTWARE), or by phone. AddJ   $5 for ship/handling. MC/VISA/AMEX accepted. Foreign orders, send $U.S.L   The programmer is a partner in Thompson & Roth, Computer Consultants, IncK   of NYC. They specialize in networked accounting solutions.  212-279-5570F   DISCOUNTS on orders & site licenses are available.   See Order.doc.K   *             THIS SCREEN WILL BE REMOVED WHEN YOU REGISTER.           *H => Pine Grove Soft, #1600, 23 Flower Hill Drive, Trenton, NJ 08638-1203
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